It is almost here! No I am not talking about Christmas,  it is almost open enrollment time. Most company insurance, Medicare and the Independent Markets will all be asking you this question. Are you happy with what you have or do you want to change. Need help?…. There are no stupid questions in the coming days I will post about deferring Medicare, HSA creditable coverage and penalties. Stay tuned


The Beginning

This site is a work in progress and I am a self taught web designer to add to my other career choices. My husband is always correcting my spelling so I am sure that spellcheck did not save me from all errors. So grace please !!

Nice job! – ED